Smart Insider Limited – Site Disclaimer

By logging in you agree to be bound by our standard Terms of Business. By means of your login to our service you are deemed to thereby accept our current Terms of Business including the notice below. If you do not wish to accept our current Terms of Business and the notice below, you should quit this website immediately.
Smart Insider Limited is an appointed representative of Messels Ltd., authorised and regulated in the conduct of investment business in the United Kingdom by the Financial Conduct Authority. Our services are provided for information purposes only. Under no circumstances is the research content of this website (“the Research”) to be relied upon as constituting personal investment advice or construed as any offer to sell, or any solicitation of any offer to buy investments. While all reasonable care has been taken to ensure that the research published by Smart Insider Ltd is not untrue or misleading at the time of publication, neither Smart Insider Ltd nor its officers or employees makes any representation or warranty as to the accuracy or completeness of such materials. No liability is accepted for any loss whether direct or indirect, incidental or consequential, arising out of any of the research not being true and accurate except to the extent caused by the wilful default or gross negligence of Smart Insider Ltd or its employees or which arises under the United Kingdom Financial Services and Markets Act 2000. All research on the Smart Insider Ltd websites is believed to be up-to-date at the time it is posted, but is subject to variation without notice.
From time to time Smart Insider Ltd and any of its officers or employees may, to the extent permitted by law, have a position or otherwise be interested in any transactions in investments (including derivatives) directly or indirectly the subject of our research. Also Smart Insider Ltd may from time to time provide other services (including acting as adviser) to any company mentioned in our research.
The value of shares and other investments and the income derived from them may go down as well as up, and you may not get back the full amount you originally invested. Derivatives in particular are high risk investment instruments which carry a contingent liability, the value of which may be affected by a greater proportion than the change in the value of the underlying investment or asset. If you make an investment in securities that are denominated in a currency other than your own you are warned that changes in rates of foreign exchange may have an adverse effect on the value, price or income of the investment in your own currency. Any persons in doubt as to whether the investments referred to in our research material may be suitable for them, should consult an independent financial adviser.
The content of this website is protected by copyright and other intellectual property rights or similar rights, which unless indicated otherwise are the property of Smart Insider Ltd. Except for permission to download a single copy for personal use, the research published by Smart Insider Ltd may not be reproduced, distributed or published in whole or in part by any recipient for any purpose, without the prior express consent of Smart Insider Ltd.
Neither Smart Insider Ltd nor its employees officers or agents accepts any responsibility for the accuracy of any information contained within or otherwise the operation of any sites provided by third parties who at any time have links to or from Smart Insider Ltd’s website pages. No liability is accepted for any loss, whether direct or indirect, incidental or consequential, arising from any visit or access to such third party site or the downloading from such site of any information, materials or software.
Whilst certain software may be made available to you from time to time at the Smart Insider Ltd website, you are licensed to use such software on a non-exclusive basis only for the purposes specified. You are not permitted to use such software for any other purposes and may not redistribute, sell, decompile, reverse engineer, disassemble or otherwise deal with such software.
The “Smart Insider Ltd” name and other trade marks and logos appearing on Smart Insider Ltd websites are, unless indicated otherwise, the trade marks of Smart Insider Ltd. All intellectual property rights in and to the same site expressly reserved to Smart Insider Ltd or (as the case may be) the organisation which has licensed Smart Insider Ltd to reproduce the same and accordingly none of the trade marks may be reproduced by you without the express prior consent of Smart Insider Ltd.
Smart Insider Ltd may from time to time send you promotional and other information about its products or services. In addition, Smart Insider Ltd may pass your name on to carefully selected third parties who may contact you with similar or related information. If you would rather not receive the above information either telephone or email us.
Access to this website is not open to persons who are resident in or nationals of any territory outside the United Kingdom (“overseas persons”) where to allow such access would require any registration, filing or other steps to be taken by Smart Insider Ltd in order to comply with local laws or other regulatory requirements. It is the responsibility of overseas persons to ensure there will be no breach of any such laws or regulatory requirements by reason of their choosing to access and/or download information from this and other Smart Insider Ltd websites. This website is hosted in the United Kingdom and compiled in order to comply with English law. All visits to this website are subject to and governed in accordance with English law.
This website is ©2018 Smart Insider Ltd. All rights reserved.

End User Privacy and Cookie Policy

This document explains what we do with the personal information that you give us. We take your privacy seriously. Your subscriber details, including email address, will never be divulged to any third party, nor will any advertising or other marketing materials ever appear on this website. In general, we use the personal information that we collect from you to allow you to use the services offered.

Paid-For Content (the “Service”). This Privacy Policy applies only to our Service and not to any other company, individual, organisation or website that you may reach via a link from our website, except for those companies we mention below. If at any time you have a question about anything contained in this Privacy Policy or a general query on privacy, please contact us.

Your use of our Service signifies your consent to us collecting and using personal information about you in accordance with this Privacy Policy. Should we choose to change our Privacy Policy for any reason, the changes will be posted here, so that you are always kept informed of how we collect and use your personal information, and when we may disclose it.

Registration Information
Although certain areas of our website are made available to all visitors, before you can use the Service, you will need to register your details with us in accordance with the registration details. If you have not already done so, please register your details. Should you not register your details, you will not be allowed to use the Service.

Cookies
Cookies are small files of information which are stored on your computer. Web sites you visit ask your computer to store this information and retrieve the information from your computer so that they can keep track of things like other web sites you visit or how you navigate our website or other files which provide you with the Site. For more information about what cookies are and how they work, visit www.allaboutcookies.org.

On revisiting our website or in using the files, our computer server will recognise the cookie and give us information about your use of the Site. Most browsers accept cookies automatically, but usually you can alter the settings of your browser to prevent automatic acceptance. If you choose not to receive cookies, you may still use the Site but you may find that the Site may not function properly or is slower than when you allow a cookie to be installed on your machine.

How we look after your information
We make sure that all the information we hold on you is as safe as possible. In addition, we have strict security procedures covering the storage and disclosure of your information in order to prevent unauthorised access and to comply with the UK Data Protection Act 1998. This means that sometimes we may ask you for proof of identity before disclosing any personal information to you.

What do we do with your information?
We use your information to process orders you make from our Site. We may contact you from time to time to let you know about our services which may include sending you newsletters and news on events that you may be interested in. You can elect not to receive such marketing material at any time by writing to us.

When do we give information that you provide us with to other people?
Apart from entities that are involved in helping us to run our Site, we never give your information to any third parties. We reserve the right to access and disclose individually identifiable information (i) to comply with applicable laws and government requests, (ii) to be able to operate our systems properly or (iii) to protect ourselves or our users.

How to contact us
If you ever want to change any information you have provided to us please log in and change the details in your account settings. You can always get in contact with us via email, mail or phone us. Details are on the main page at Contact section.

User Agreement

This Agreement sets out the terms and conditions relating to the online content provided free of charge and content subject to payment (“Free and Paid-for Content”) that Smart Insider Ltd will provide to you (“the User”).

By accessing this site the User is agreeing to the terms and conditions below. If the User uses the Site in the course of business the User is also agreeing to these terms and conditions on behalf of that business.

If the User does not agree with the terms and conditions (or the User is not authorised to do so) the User should not use the Site.

If the User has any questions they should contact urgent@smartinsider.com